Online Privacy Policy

Capital Gains Incorporated ("Capital Gains" or "We") is committed to protecting your personal information. This Privacy Policy outlines the types of information that we gather about you through our Web Site at www.capitalgainsinc.com, how we use it, with whom we share it, the means by which we keep it secure and the choices that you have about the information you choose to share with us.

If you have any questions about our Privacy Policy, please contact gkarshna@capitalgainsinc.com.

Information That We Collect About You and How We Use It. We collect the following information about you when you request information from us or provide comments on our Web Site: (a) your name; (b) your electronic mail address, your mailing address and your phone number. This information is used to contact you when necessary. We also log browser information (e.g. Internet Protocol addresses and browser types) to help diagnose problems with our server, gather broad demographic information and administer our Web Site. This information is also used to help identify you when you visit our Web Site.

You are not required to provide any personal information unless you wish to do so. If you wish to request information about our services or provide comments. You may to provide us with your name, address, telephone number and e-mail address so that we can contact you.

Within the restricted portion of the Web Site, we may employ a session cookie that will remember your password and allow you to re-enter the restricted portion of the Web Site more easily

WE DO NOT SHARE YOUR INFORMATION WITH ANYONE OUTSIDE OUR ORGANIZATION.*

*Please note, however, that Capital Gains may at times disclose information relating to the use of the Site, including personal information, to any governmental or regulatory entity to respond to regulatory inquiries or to comply with applicable rules, orders, subpoenas or other legal processes. We also may be required to disclose information relating to your use of the Site, including personal information, to other third parties in compliance with regulatory or legal processes.

Other Web Sites. Please remember when you leave our Web Site, you will be subject to the terms and policies of the new Web Site which you are visiting. We have no control over the terms of use or privacy policy of the new Web Site,

Underage Visitors. We do not knowingly collect any information from anyone under thirteen years of age. If you are under thirteen, please do not submit any information to our Site.

We reserve the right to change this Policy without notice to you and at any time by posting a new Privacy Policy at this location and/or sending you a copy.

Dated March 14, 2003.